Stage 4: Wealth Genetics

Once you have satisfied the need to provide sufficient income during your retirement your thoughts may shift towards providing for the next generation.

You've worked hard for what you have achieved, so it's natural you don't want it squandered. Worries may include wanting assurances that your loved ones will be the main beneficiaries of any inheritance. You may also want to know that instructions are in place for it to be left in a way that benefits siblings in the best way.

With these worries eased, it leaves you to enjoy the rewards of a prosperous life and relax in the knowledge that your loved ones can enjoy it too.